BranchWatch

Banks in Texas

Deposit market share, branch network and structure changes for Texas, from official FDIC data.

Active branches
6,408
Deposits (2025)
$1.5T
Closings on record
1,000
Openings on record
851

Largest retail branch networks in Texas (2025)

BankDepositsShareYoYBranches
Chase Bank$296.1B19.8%+12.4%489
Bank of America$182.3B12.2%+5.5%313
Wells Fargo$82.1B5.5%-0.9%457
Frost Bank$42.2B2.8%+3.5%222
PNC Bank$28.8B1.9%+16.4%321
Texas Capital Bank$26.5B1.8%+10.7%10
Prosperity Bank$26.3B1.8%-0.6%388
Zions Bancorporation$14.4B1%-0.9%77
First Financial Bank$12.6B0.8%+9.0%83
PlainsCapital Bank$10.5B0.7%+0.6%58
Truist Bank$9.5B0.6%+7.5%96
BOKF$9.1B0.6%+4.6%34
SouthState Bank$8.7B0.6%—69
Amarillo National Bank$8.6B0.6%+6.1%35
Capital One$7.3B0.5%-7.9%22

Includes institutions reporting at least five active branches in Texas. Deposit share is calculated against all deposits assigned to Texas offices, so the shares shown do not sum to 100%.

All institutions by deposits assigned to Texas offices

BankDepositsShareYoYBranches
Chase Bank$296.1B19.8%+12.4%489
Charles Schwab Bank$209.5B14%-6.5%1
Bank of America$182.3B12.2%+5.5%313
USAA Federal Savings Bank$92.8B6.2%-5.4%1
Wells Fargo$82.1B5.5%-0.9%457
Frost Bank$42.2B2.8%+3.5%222
Citibank$31.1B2.1%+1.2%2
PNC Bank$28.8B1.9%+16.4%321
Texas Capital Bank$26.5B1.8%+10.7%10
Prosperity Bank$26.3B1.8%-0.6%388
Charles Schwab Premier Bank$22.2B1.5%+9.8%1
Zions Bancorporation$14.4B1%-0.9%77
First Financial Bank$12.6B0.8%+9.0%83
Cadence Bank$11.6B0.8%+7.4%0
NexBank$10.7B0.7%-8.7%2
PlainsCapital Bank$10.5B0.7%+0.6%58
Veritex Community Bank$10.5B0.7%-2.9%0
Truist Bank$9.5B0.6%+7.5%96
Comerica Bank$9.4B0.6%+5.3%0
BOKF$9.1B0.6%+4.6%34
Charles Schwab Trust Bank$8.9B0.6%+2.6%1
Stellar Bank$8.7B0.6%-0.6%0
SouthState Bank$8.7B0.6%—69
Amarillo National Bank$8.6B0.6%+6.1%35
Capital One$7.3B0.5%-7.9%22

Deposit location reflects the office to which deposits are reported and may not represent the residence of depositors. Banks that book nationwide deposits at a single office (for example brokerage or direct banks) can rank far above their local branch presence.

Closings (most recent 200 of 1,000)

Transcribed from FDIC BankFind Suite structure-change records, active-location records and the annual Summary of Deposits (June 30 reporting date). Market share is each bank's share of all deposits assigned to FDIC-insured offices in the state.