BranchWatch

Frost Bank

Headquartered in San Antonio, TX. Part of Cullen/Frost Bankers, Inc. FDIC certificate #5510 · Federal Reserve RSSD 682563.

Total assets
$52.8B
Deposits
$43.2B
Q1 2026
Active branches
222
Closings since Jan 2020
8
76 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$174M
Return on assets
1.31%
Return on equity
15.35%
Noncurrent loan rate
0.39%

Deposits by year (Summary of Deposits)

26
2019
33
2020
39
2021
46
2022
41
2023
41
2024
42
2025

Values in $ billions, June 30 of each year.

Closings by year

5
2021
1
2023
1
2024
1
2026

Openings by year

13
2020
7
2021
12
2022
14
2023
14
2024
10
2025
6
2026

Other network changes since 2020

  • 8 branch relocations

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.frostbank.com.