BranchWatch

Cadence Bank

This institution is no longer FDIC-active (merged, renamed, or closed). FDIC certificate #11813.

Total assets
Deposits
$44.1B
Q4 2025
Active branches
Closings since Jan 2020
135
51 openings since Jan 2020

Financial snapshot — Q4 2025

All quarters
Net income (quarter)
$147M
Return on assets
1.08%
Return on equity
9.17%
Noncurrent loan rate
0.98%

Deposits by year (Summary of Deposits)

15
2019
19
2020
23
2021
40
2022
39
2023
38
2024
40
2025

Values in $ billions, June 30 of each year.

Closings by year

18
2020
20
2021
30
2022
60
2023
5
2024
2
2025

Openings by year

23
2020
8
2021
7
2022
6
2023
2
2024
5
2025

Other network changes since 2020

  • 39 branch relocations
  • 175 branches acquired through purchases or mergers
  • October 29, 2021: legal name changed from “BancorpSouth Bank” to “Cadence Bank”

Recent closings (30 of 135)

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits.