The Central Trust Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $20.5B | $16.4B | $11.4B | $1.8B | $101M | 1.96% | 21.79% | 3.96% | 0.45% |
| Q4 2025 | $20.8B | $16.8B | $11.3B | $1.9B | $100M | 1.82% | 19.28% | 4.00% | 0.40% |
| Q3 2025 | $19.2B | $15.2B | $11.2B | $1.9B | $89M | 1.78% | 18.58% | 4.00% | 0.45% |
| Q2 2025 | $19.1B | $15.1B | $11.2B | $1.9B | $83M | 1.75% | 18.50% | 3.94% | 0.42% |
| Q1 2025 | $19.6B | $15.5B | $11.4B | $1.9B | $86M | 1.77% | 19.12% | 3.84% | 0.43% |
| Q4 2024 | $19.2B | $15.3B | $11.5B | $1.7B | $52M | 1.41% | 15.89% | 3.52% | 0.34% |
| Q3 2024 | $18.6B | $14.8B | $11.5B | $1.8B | $62M | 1.52% | 17.18% | 3.45% | 0.30% |
| Q2 2024 | $18.6B | $14.9B | $11.5B | $1.7B | $82M | 1.61% | 18.67% | 3.37% | 0.29% |
| Q1 2024 | $19.0B | $15.3B | $11.4B | $1.6B | $70M | 1.47% | 17.35% | 3.33% | 0.28% |
| Q4 2023 | $19.0B | $15.1B | $11.4B | $1.6B | $44M | 1.29% | 15.90% | 3.30% | 0.18% |
| Q3 2023 | $18.5B | $14.7B | $11.3B | $1.5B | $65M | 1.41% | 17.57% | 3.29% | 0.17% |
| Q2 2023 | $18.6B | $14.8B | $11.3B | $1.5B | $65M | 1.42% | 17.69% | 3.28% | 0.20% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.