BranchWatch

The Central Trust Bank

Headquartered in Jefferson City, MO. Part of Central Bancompany, Inc. FDIC certificate #12633 · Federal Reserve RSSD 853952.

Total assets
$20.5B
Deposits
$16.4B
Q1 2026
Active branches
177
Closings since Jan 2020
12
13 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$101M
Return on assets
1.96%
Return on equity
21.79%
Noncurrent loan rate
0.45%

Deposits by year (Summary of Deposits)

2
2019
2
2020
2
2021
16
2022
15
2023
15
2024
15
2025

Values in $ billions, June 30 of each year.

Closings by year

5
2021
4
2022
2
2024
1
2025

Openings by year

4
2022
1
2023
1
2024
2
2025
5
2026

Other network changes since 2020

  • 4 branch relocations
  • 158 branches acquired through purchases or mergers

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.centralbank.net.