Stearns Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.3B | $2.5B | $2.8B | $530M | $17M | 2.10% | 12.81% | 5.97% | 2.47% |
| Q4 2025 | $3.3B | $2.6B | $2.8B | $559M | $22M | 1.85% | 11.48% | 6.55% | 1.92% |
| Q3 2025 | $3.4B | $2.5B | $2.8B | $536M | $28M | 1.60% | 10.04% | 6.45% | 2.12% |
| Q2 2025 | $3.5B | $2.8B | $3.0B | $517M | $14M | 0.68% | 4.26% | 6.43% | 2.18% |
| Q1 2025 | $3.2B | $2.5B | $2.8B | $515M | $-3211K | -0.41% | -2.44% | 6.30% | 2.54% |
| Q4 2024 | $3.1B | $2.5B | $2.6B | $536M | $19M | 1.56% | 9.23% | 5.94% | 2.20% |
| Q3 2024 | $3.3B | $2.5B | $2.6B | $519M | $10M | 1.28% | 7.59% | 5.79% | 2.01% |
| Q2 2024 | $3.2B | $2.4B | $2.6B | $507M | $13M | 1.31% | 7.60% | 5.67% | 1.98% |
| Q1 2024 | $3.2B | $2.3B | $2.6B | $563M | $7M | 0.94% | 5.27% | 5.48% | 0.97% |
| Q4 2023 | $3.1B | $2.2B | $2.5B | $556M | $22M | 1.47% | 7.20% | 6.26% | 1.39% |
| Q3 2023 | $2.8B | $2.2B | $2.3B | $555M | $-1795K | 0.93% | 4.38% | 6.21% | 1.78% |
| Q2 2023 | $2.7B | $2.1B | $2.0B | $560M | $8M | 1.57% | 7.21% | 6.45% | 1.37% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.