Stearns Bank
Legal institution: Stearns Bank National Association. Headquartered in Saint Cloud, MN. Part of Stearns Financial Services, Inc. Employee Stock Ownership Plan. FDIC certificate #10988 · Federal Reserve RSSD 141556.
Total assets
$3.3B
Deposits
$2.5B
Q1 2026
Active branches
8
Closings since Jan 2020
1
1 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$17M
Return on assets
2.10%
Return on equity
12.81%
Noncurrent loan rate
2.47%
Deposits by year (Summary of Deposits)
22019
22020
22021
22022
22023
22024
32025
Values in $ billions, June 30 of each year.
Closings by year
12022
Openings by year
12026
Other network changes since 2020
- 1 branches acquired through purchases or mergers
Branches by state
Recent closings
- Stearns Bank — North Branch, MNbank exits city38877 10TH AVENUE · closed May 13, 2022
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.stearnsbank.com.