Southern Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $5.1B | $4.4B | $4.3B | $532M | $18M | 1.44% | 13.80% | 3.69% | 0.70% |
| Q4 2025 | $5.0B | $4.3B | $4.2B | $527M | $19M | 1.36% | 13.54% | 3.60% | 0.70% |
| Q3 2025 | $5.0B | $4.3B | $4.1B | $513M | $16M | 1.32% | 13.25% | 3.57% | 0.62% |
| Q2 2025 | $5.0B | $4.3B | $4.0B | $498M | $16M | 1.33% | 13.48% | 3.51% | 0.56% |
| Q1 2025 | $4.9B | $4.3B | $4.0B | $484M | $16M | 1.33% | 13.67% | 3.49% | 0.55% |
| Q4 2024 | $4.9B | $4.2B | $4.0B | $468M | $16M | 1.18% | 12.25% | 3.38% | 0.21% |
| Q3 2024 | $4.7B | $4.1B | $3.9B | $462M | $13M | 1.13% | 11.78% | 3.36% | 0.21% |
| Q2 2024 | $4.6B | $4.0B | $3.8B | $446M | $14M | 1.13% | 11.90% | 3.32% | 0.17% |
| Q1 2024 | $4.6B | $4.0B | $3.7B | $434M | $12M | 1.03% | 11.01% | 3.29% | 0.20% |
| Q4 2023 | $4.6B | $4.0B | $3.7B | $426M | $13M | 1.08% | 11.59% | 3.57% | 0.16% |
| Q3 2023 | $4.4B | $3.9B | $3.7B | $411M | $14M | 1.06% | 11.37% | 3.64% | 0.16% |
| Q2 2023 | $4.3B | $3.7B | $3.6B | $404M | $16M | 0.95% | 10.15% | 3.67% | 0.21% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.