Southern Bank
Headquartered in Poplar Bluff, MO. Part of Southern Missouri Bancorp, Inc. FDIC certificate #28332 · Federal Reserve RSSD 272272.
Total assets
$5.1B
Deposits
$4.4B
Q1 2026
Active branches
69
Closings since Jan 2020
6
5 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$18M
Return on assets
1.44%
Return on equity
13.80%
Noncurrent loan rate
0.70%
Deposits by year (Summary of Deposits)
22019
22020
22021
32022
42023
42024
42025
Values in $ billions, June 30 of each year.
Closings by year
22021
22022
12024
12026
Openings by year
12020
22021
12023
12025
Other network changes since 2020
- 3 branch relocations
- 19 branches acquired through purchases or mergers
Branches by state
Recent closings
- 2991 OAK GROVE RD · closed June 30, 2026
- 2080 THREE RIVERS BLVD · closed July 18, 2024
- 208 N. MCCROSKEY ST · closed December 29, 2022
- Southern Bank — Matthews, MObank exits city100 W MAIN · closed March 31, 2022
- 2800 SYCAMORE STREET · closed December 15, 2021
- 317 SOUTH MAIN · closed September 3, 2021
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.bankwithsouthern.com.