Potomac Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $975M | $846M | $752M | $93M | $3M | 1.35% | 14.09% | 3.75% | 0.03% |
| Q4 2025 | $943M | $813M | $747M | $91M | $3M | 1.04% | 11.08% | 3.70% | 0.00% |
| Q3 2025 | $961M | $834M | $728M | $89M | $2M | 1.03% | 10.96% | 3.59% | 0.29% |
| Q2 2025 | $919M | $795M | $735M | $86M | $2M | 1.02% | 10.84% | 3.56% | 0.32% |
| Q1 2025 | $895M | $773M | $711M | $85M | $2M | 1.06% | 11.29% | 3.55% | 0.31% |
| Q4 2024 | $876M | $755M | $699M | $82M | $2M | 0.86% | 9.35% | 3.39% | 0.39% |
| Q3 2024 | $870M | $750M | $681M | $81M | $2M | 0.83% | 9.04% | 3.35% | 0.38% |
| Q2 2024 | $831M | $740M | $659M | $78M | $2M | 0.81% | 8.87% | 3.30% | 0.45% |
| Q1 2024 | $854M | $763M | $651M | $76M | $2M | 0.88% | 9.72% | 3.24% | 0.41% |
| Q4 2023 | $830M | $740M | $645M | $76M | $2M | 0.98% | 10.86% | 3.50% | 0.41% |
| Q3 2023 | $809M | $721M | $646M | $71M | $2M | 1.01% | 11.23% | 3.49% | 0.41% |
| Q2 2023 | $793M | $707M | $640M | $71M | $2M | 1.06% | 11.69% | 3.52% | 0.41% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.