Potomac Bank
Headquartered in Charles Town, WV. Part of Potomac Bancshares, Inc. FDIC certificate #9023 · Federal Reserve RSSD 1014125.
Total assets
$975M
Deposits
$846M
Q1 2026
Active branches
9
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$3M
Return on assets
1.35%
Return on equity
14.09%
Noncurrent loan rate
0.03%
Deposits by year (Summary of Deposits)
02019
12020
12021
12022
12023
12024
12025
Values in $ billions, June 30 of each year.
Other network changes since 2020
- November 3, 2025: legal name changed from “Bank of Charles Town” to “Potomac Bank”
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.potomac.bank.