Ponce Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.3B | $2.1B | $2.7B | $515M | $9M | 1.15% | 7.33% | 3.64% | 0.75% |
| Q4 2025 | $3.2B | $2.1B | $2.6B | $505M | $11M | 1.01% | 6.47% | 3.35% | 1.02% |
| Q3 2025 | $3.1B | $2.1B | $2.5B | $493M | $7M | 0.89% | 5.74% | 3.25% | 1.11% |
| Q2 2025 | $3.1B | $2.1B | $2.5B | $484M | $7M | 0.87% | 5.66% | 3.17% | 1.00% |
| Q1 2025 | $3.1B | $2.0B | $2.4B | $476M | $7M | 0.86% | 5.57% | 3.05% | 1.14% |
| Q4 2024 | $3.0B | $1.9B | $2.3B | $467M | $4M | 0.51% | 3.21% | 2.79% | 1.18% |
| Q3 2024 | $3.0B | $1.9B | $2.2B | $466M | $4M | 0.52% | 3.25% | 2.75% | 0.78% |
| Q2 2024 | $2.8B | $1.6B | $2.1B | $458M | $4M | 0.54% | 3.33% | 2.76% | 0.89% |
| Q1 2024 | $2.8B | $1.6B | $2.0B | $453M | $4M | 0.51% | 3.10% | 2.86% | 0.88% |
| Q4 2023 | $2.7B | $1.5B | $1.9B | $451M | $2M | 0.28% | 1.59% | 2.68% | 0.88% |
| Q3 2023 | $2.6B | $1.4B | $1.8B | $443M | $3M | 0.26% | 1.50% | 2.67% | 0.88% |
| Q2 2023 | $2.7B | $1.5B | $1.7B | $443M | $502K | 0.13% | 0.75% | 2.66% | 1.09% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.