Ponce Bank
Legal institution: Ponce Bank, National Association. Headquartered in Bronx, NY. Part of Ponce Financial Group, Inc. FDIC certificate #31189 · Federal Reserve RSSD 897170.
Total assets
$3.3B
Deposits
$2.1B
Q1 2026
Active branches
13
Closings since Jan 2020
1
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$9M
Return on assets
1.15%
Return on equity
7.33%
Noncurrent loan rate
0.75%
Deposits by year (Summary of Deposits)
12019
12020
12021
12022
12023
22024
22025
Values in $ billions, June 30 of each year.
Closings by year
12025
Other network changes since 2020
- October 10, 2025: legal name changed from “Ponce Bank” to “Ponce Bank, National Association”
Branches by state
Recent closings
- 319 1ST AVE · closed July 31, 2025
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.poncebank.com.