OceanFirst Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $14.5B | $11.2B | $11.1B | $1.8B | $26M | 0.72% | 5.96% | 3.03% | 0.31% |
| Q4 2025 | $14.5B | $11.0B | $11.0B | $1.7B | $19M | 0.61% | 4.87% | 3.00% | 0.25% |
| Q3 2025 | $14.2B | $10.6B | $10.5B | $1.7B | $20M | 0.63% | 4.99% | 2.98% | 0.39% |
| Q2 2025 | $13.2B | $10.4B | $10.1B | $1.7B | $21M | 0.66% | 5.14% | 2.98% | 0.33% |
| Q1 2025 | $13.2B | $10.3B | $10.1B | $1.7B | $23M | 0.69% | 5.38% | 2.95% | 0.37% |
| Q4 2024 | $13.3B | $10.2B | $10.1B | $1.7B | $24M | 0.77% | 6.12% | 2.82% | 0.35% |
| Q3 2024 | $13.4B | $10.2B | $10.0B | $1.7B | $25M | 0.79% | 6.30% | 2.83% | 0.28% |
| Q2 2024 | $13.2B | $10.1B | $10.0B | $1.7B | $25M | 0.80% | 6.43% | 2.85% | 0.33% |
| Q1 2024 | $13.3B | $10.3B | $10.1B | $1.7B | $29M | 0.85% | 6.86% | 2.90% | 0.35% |
| Q4 2023 | $13.4B | $10.5B | $10.1B | $1.7B | $29M | 0.86% | 7.00% | 3.15% | 0.29% |
| Q3 2023 | $13.4B | $10.6B | $10.1B | $1.7B | $22M | 0.87% | 7.04% | 3.22% | 0.30% |
| Q2 2023 | $13.4B | $10.2B | $10.0B | $1.6B | $30M | 0.98% | 7.92% | 3.28% | 0.23% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.