OceanFirst Bank
Legal institution: OceanFirst Bank, National Association. Headquartered in Toms River, NJ. Part of Oceanfirst Financial Corp. FDIC certificate #28359 · Federal Reserve RSSD 85472.
Total assets
$14.5B
Deposits
$11.2B
Q1 2026
Active branches
72
Closings since Jan 2020
38
4 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$26M
Return on assets
0.72%
Return on equity
5.96%
Noncurrent loan rate
0.31%
Deposits by year (Summary of Deposits)
62019
92020
92021
102022
102023
102024
102025
Values in $ billions, June 30 of each year.
Closings by year
132020
132021
122022
Openings by year
12021
12023
22025
Other network changes since 2020
- 52 branches acquired through purchases or mergers
Branches by state
Recent closings (30 of 38)
- 140 BROAD STREET · closed January 28, 2022
- 4050 ASBURY AVENUE · closed January 28, 2022
- OceanFirst Bank — Glendora, NJbank exits city1320 BLACK HORSE PIKE · closed January 28, 2022
- OceanFirst Bank — Galloway, NJbank exits city320 E. JIMMIE LEEDS ROAD · closed January 28, 2022
- 890 MANTUA PIKE · closed January 28, 2022
- OceanFirst Bank — Wildwood, NJbank exits city3101 NEW JERSEY AVENUE · closed January 28, 2022
- OceanFirst Bank — Barnegat, NJbank exits city845 WEST BAY AVENUE · closed January 28, 2022
- OceanFirst Bank — Point Pleasant Boro, NJbank exits city3100 ROUTE 88 · closed January 28, 2022
- OceanFirst Bank — Marlton, NJbank exits city741 ROUTE 73 S · closed January 28, 2022
- OceanFirst Bank — Barnegat, NJbank exits city845 W. BAY AVENUE · closed January 28, 2022
- OceanFirst Bank — Villas, NJbank exits city1899 BAYSHORE ROAD · closed January 28, 2022
- 701 ARNOLD AVE. · closed January 3, 2022
- 2251 OCEAN HEIGHTS AVENUE · closed December 3, 2021
- OceanFirst Bank — Spring Lake, NJbank exits city2401 ROUTE 71 · closed December 3, 2021
- OceanFirst Bank — Pennington, NJbank exits city1 NORTH MAIN STREET · closed December 3, 2021
- OceanFirst Bank — Marmora, NJbank exits city105 ROOSEVELT BLVD · closed December 3, 2021
- OceanFirst Bank — West Long Branch, NJbank exits city359 MONMOUTH ROAD · closed December 3, 2021
- 1234 WEST LANDIS AVENUE · closed December 3, 2021
- OceanFirst Bank — Bayville, NJbank exits city791 ROUTE 9 · closed December 3, 2021
- OceanFirst Bank — Sewell, NJbank exits city141 EGG HARBOR ROAD · closed December 3, 2021
- 766 SHREWSBURY AVENUE · closed July 1, 2021
- OceanFirst Bank — Manalapan, NJbank exits city191 ROUTE 9 SOUTH · closed April 9, 2021
- 902 SECOND AVE. · closed April 9, 2021
- OceanFirst Bank — Atlantic Highlands, NJbank exits city84 FIRST AVENUE · closed April 9, 2021
- OceanFirst Bank — Newark, NJbank exits city260 CHESTNUT STREET · closed April 9, 2021
- OceanFirst Bank — Collingswood, NJbank exits city627 HADDON AVE · closed May 15, 2020
- OceanFirst Bank — Atlantic Highlands, NJbank exits city2345 HIGHWAY 36 · closed May 15, 2020
- OceanFirst Bank — Shrewsbury, NJbank exits city490 SHREWSBURY PLAZA · closed May 15, 2020
- 6302 VENTNOR AVENUE · closed May 15, 2020
- OceanFirst Bank — Cranford, NJbank exits city245-249 NORTH AVENUE WEST · closed May 15, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.oceanfirst.com.