Monet Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.2B | $947M | $362M | $961M | $20M | 2.39% | 7.47% | 1.92% | 36.60% |
| Q4 2025 | $3.5B | $1.1B | $394M | $1.2B | $17M | 0.58% | 2.65% | 1.62% | 34.06% |
| Q3 2025 | $4.5B | $1.8B | $336M | $1.2B | $-4836K | 0.31% | 1.53% | 1.55% | 5.63% |
| Q2 2025 | $5.6B | $2.5B | $371M | $1.2B | $9M | 0.58% | 3.15% | 1.61% | 12.53% |
| Q1 2025 | $6.3B | $3.8B | $372M | $1.2B | $9M | 0.56% | 3.19% | 1.87% | 12.57% |
| Q4 2024 | $6.6B | $4.2B | $932M | $1.1B | $91M | 3.99% | 21.56% | 1.79% | 5.23% |
| Q3 2024 | $5.8B | $3.5B | $1.6B | $1.0B | $-66890K | 3.31% | 17.30% | 1.83% | 3.02% |
| Q2 2024 | $4.8B | $2.4B | $819M | $1.0B | $41M | 7.75% | 39.11% | 2.36% | 6.05% |
| Q1 2024 | $4.8B | $2.4B | $824M | $1.1B | $157M | 11.94% | 62.75% | 2.49% | 6.00% |
| Q4 2023 | $5.7B | $2.1B | $744M | $922M | $-89301K | 1.32% | 10.23% | 1.25% | 6.63% |
| Q3 2023 | $7.0B | $3.2B | $564M | $971M | $120M | 3.42% | 27.82% | 1.31% | 8.55% |
| Q2 2023 | $6.5B | $3.0B | $481M | $853M | $86M | 1.68% | 14.32% | 1.28% | 10.25% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.