Monet Bank
Headquartered in Plano, TX. FDIC certificate #32574 · Federal Reserve RSSD 1176881.
Total assets
$3.2B
Deposits
$947M
Q1 2026
Active branches
6
Closings since Jan 2020
13
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$20M
Return on assets
2.39%
Return on equity
7.47%
Noncurrent loan rate
36.60%
Deposits by year (Summary of Deposits)
12019
12020
12021
32022
32023
22024
32025
Values in $ billions, June 30 of each year.
Closings by year
102021
22024
12025
Other network changes since 2020
- 1 branch relocations
- May 22, 2025: legal name changed from “XD Bank” to “Monet Bank”
- March 28, 2025: legal name changed from “Beal Bank” to “XD Bank”
- December 15, 2020: legal name changed from “Beal Bank, SSB” to “Beal Bank”
Branches by state
Recent closings
- Monet Bank — Pittsburgh, PAbank exits city1680 WASHINGTON RD · closed October 17, 2025
- WWW.BEALBANK.COM · closed June 30, 2024
- 6000 LEGACY DR · closed June 30, 2024
- Beal Bank — Oak Brook, ILbank exits city3041 BUTTERFIELD ROAD SUITE 112 · closed December 3, 2021
- Beal Bank — Cincinnati, OHbank exits city7880 MONTGOMERY RD · closed December 3, 2021
- Beal Bank — Los Angeles, CAbank exits city11755 WILSHIRE BOULEVARD, SUITE 10 · closed September 30, 2021
- Beal Bank — Towson, MDbank exits city806 DULANEY VALLEY RD. · closed June 25, 2021
- Beal Bank — Irvine, CAbank exits city2600 MICHELSON DRIVE SUITE 140 · closed May 7, 2021
- 5909 BERKSHIRE LANE · closed April 30, 2021
- Beal Bank — Winter Park, FLbank exits city400 W. MORSE BOULEVARD, SUITE 100 · closed April 30, 2021
- Beal Bank — Birmingham, ALbank exits city404 HOLLYWOOD BOULEVARD · closed April 30, 2021
- Beal Bank — Garden City, NYbank exits city1122 FRANKLIN AVE., SUITE 104 · closed April 30, 2021
- Beal Bank — Frontenac, MObank exits city903 SOUTH LINDBERGH BLVD, SUITE 110 · closed April 30, 2021
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.monet.bank.