Mechanics Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $21.4B | $18.3B | $13.7B | $2.9B | $48M | 0.87% | 6.34% | 3.71% | 0.36% |
| Q4 2025 | $22.4B | $19.0B | $14.0B | $3.1B | $130M | 1.44% | 10.38% | 3.45% | 0.34% |
| Q3 2025 | $22.7B | $19.5B | $14.5B | $3.0B | $57M | 1.05% | 7.58% | 3.31% | 0.44% |
| Q2 2025 | $16.6B | $14.0B | $9.2B | $2.4B | $42M | 1.04% | 7.30% | 3.46% | 0.22% |
| Q1 2025 | $16.5B | $14.0B | $9.3B | $2.4B | $44M | 1.06% | 7.49% | 3.44% | 0.11% |
| Q4 2024 | $16.5B | $13.9B | $9.6B | $2.3B | $52M | 0.17% | 1.29% | 3.37% | 0.12% |
| Q3 2024 | $16.6B | $14.1B | $9.8B | $2.3B | $40M | -0.18% | -1.35% | 3.35% | 0.12% |
| Q2 2024 | $17.3B | $14.1B | $10.1B | $2.2B | $51M | -0.72% | -5.62% | 3.30% | 0.16% |
| Q1 2024 | $17.3B | $14.2B | $10.3B | $2.2B | $-113293K | -2.60% | -20.44% | 3.09% | 0.35% |
| Q4 2023 | $17.5B | $14.3B | $10.6B | $2.2B | $46M | 1.13% | 9.42% | 3.48% | 0.37% |
| Q3 2023 | $17.8B | $14.7B | $11.0B | $2.1B | $58M | 1.15% | 9.80% | 3.55% | 0.53% |
| Q2 2023 | $18.2B | $15.0B | $11.5B | $2.1B | $46M | 1.08% | 9.24% | 3.62% | 0.62% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.