BranchWatch

Mechanics Bank

Headquartered in Walnut Creek, CA. Part of 2011 Tcrt. FDIC certificate #1768 · Federal Reserve RSSD 936462.

Total assets
$21.4B
Deposits
$18.3B
Q1 2026
Active branches
169
Closings since Jan 2020
50
10 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$48M
Return on assets
0.87%
Return on equity
6.34%
Noncurrent loan rate
0.36%

Deposits by year (Summary of Deposits)

5
2019
16
2020
16
2021
16
2022
15
2023
14
2024
14
2025

Values in $ billions, June 30 of each year.

Closings by year

14
2020
17
2021
2
2022
5
2023
2
2024
7
2025
3
2026

Openings by year

2
2022
2
2023
2
2024
1
2025
3
2026

Other network changes since 2020

  • 3 branch relocations
  • 61 branches acquired through purchases or mergers

Branches by state

California 132Washington 28Hawaii 4Oregon 3Idaho 1Utah 1

Recent closings (30 of 50)

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.mechanicsbank.com.