Mechanics & Farmers Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $489M | $414M | $270M | $68M | $797K | 0.66% | 4.69% | 4.11% | 2.34% |
| Q4 2025 | $480M | $405M | $275M | $68M | $432K | 0.72% | 5.41% | 4.25% | 1.56% |
| Q3 2025 | $491M | $418M | $271M | $68M | $1M | 0.84% | 6.40% | 4.20% | 1.27% |
| Q2 2025 | $493M | $421M | $279M | $66M | $831K | 0.69% | 5.35% | 4.17% | 0.54% |
| Q1 2025 | $499M | $428M | $282M | $65M | $886K | 0.71% | 5.60% | 4.06% | 0.57% |
| Q4 2024 | $498M | $430M | $280M | $62M | $1M | 0.89% | 6.67% | 4.26% | 0.74% |
| Q3 2024 | $483M | $411M | $279M | $64M | $1M | 0.88% | 6.50% | 4.32% | 0.72% |
| Q2 2024 | $451M | $384M | $273M | $60M | $1M | 0.81% | 5.93% | 4.39% | 0.40% |
| Q1 2024 | $428M | $361M | $268M | $60M | $728K | 0.68% | 4.89% | 4.43% | 0.27% |
| Q4 2023 | $430M | $363M | $265M | $60M | $928K | 1.18% | 9.00% | 4.55% | 0.33% |
| Q3 2023 | $422M | $358M | $253M | $55M | $1M | 1.28% | 9.95% | 4.58% | 0.32% |
| Q2 2023 | $420M | $358M | $255M | $56M | $1M | 1.34% | 10.40% | 4.58% | 0.36% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.