BranchWatch

Mechanics & Farmers Bank

Headquartered in Durham, NC. Part of M&F Bancorp, Inc. FDIC certificate #12266 · Federal Reserve RSSD 332224.

Total assets
$489M
Deposits
$414M
Q1 2026
Active branches
8
Closings since Jan 2020
0
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$797K
Return on assets
0.66%
Return on equity
4.69%
Noncurrent loan rate
2.34%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.mfbonline.com.