Macon Bank and Trust Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $825M | $757M | $494M | $61M | $2M | 1.15% | 15.33% | 3.47% | 0.05% |
| Q4 2025 | $772M | $706M | $476M | $59M | $2M | 1.14% | 16.29% | 3.40% | 0.08% |
| Q3 2025 | $748M | $683M | $455M | $56M | $2M | 1.11% | 16.35% | 3.37% | 0.06% |
| Q2 2025 | $723M | $666M | $436M | $49M | $2M | 1.07% | 16.37% | 3.26% | 0.14% |
| Q1 2025 | $733M | $676M | $422M | $48M | $2M | 0.94% | 14.71% | 3.13% | 0.01% |
| Q4 2024 | $710M | $648M | $411M | $44M | $2M | 0.89% | 14.81% | 2.96% | 0.01% |
| Q3 2024 | $716M | $649M | $397M | $49M | $2M | 0.78% | 13.15% | 2.88% | 0.05% |
| Q2 2024 | $701M | $642M | $388M | $41M | $1M | 0.73% | 12.88% | 2.80% | 0.01% |
| Q1 2024 | $697M | $641M | $370M | $38M | $1M | 0.67% | 12.03% | 2.71% | 0.02% |
| Q4 2023 | $671M | $615M | $360M | $38M | $1M | 0.74% | 13.88% | 2.88% | 0.06% |
| Q3 2023 | $652M | $593M | $344M | $30M | $1M | 0.75% | 14.32% | 2.91% | 0.06% |
| Q2 2023 | $636M | $579M | $326M | $34M | $1M | 0.77% | 14.12% | 2.98% | 0.40% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.