BranchWatch

Macon Bank and Trust Company

Headquartered in Lafayette, TN. Part of Macon Banctrust, Inc. FDIC certificate #6091 · Federal Reserve RSSD 709639.

Total assets
$825M
Deposits
$757M
Q1 2026
Active branches
8
Closings since Jan 2020
1
1 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$2M
Return on assets
1.15%
Return on equity
15.33%
Noncurrent loan rate
0.05%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2025

Openings by year

1
2026

Branches by state

Tennessee 8

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: maconbankandtrust.com.