Macatawa Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $3.5B | $2.9B | $2.6B | $558M | $18M | 1.98% | 12.63% | 4.34% | 0.18% |
| Q4 2025 | $3.7B | $3.1B | $2.7B | $563M | $16M | 1.39% | 8.96% | 4.51% | 0.14% |
| Q3 2025 | $3.5B | $2.9B | $2.5B | $547M | $15M | 1.26% | 8.10% | 4.43% | 0.13% |
| Q2 2025 | $3.5B | $2.9B | $1.8B | $532M | $7M | 1.02% | 6.57% | 4.21% | 0.16% |
| Q1 2025 | $3.3B | $2.8B | $1.7B | $524M | $10M | 1.20% | 7.63% | 4.26% | 0.14% |
| Q4 2024 | $3.3B | $2.7B | $1.6B | $514M | $15M | 0.56% | 4.35% | 2.20% | 0.07% |
| Q3 2024 | $3.1B | $2.5B | $1.6B | $499M | $-19405K | 0.07% | 0.59% | 1.23% | 0.01% |
| Q2 2024 | $2.7B | $2.3B | $1.3B | $293M | $11M | 1.57% | 14.67% | 3.35% | 0.01% |
| Q1 2024 | $2.6B | $2.3B | $1.3B | $285M | $10M | 1.53% | 14.58% | 3.29% | 0.00% |
| Q4 2023 | $2.7B | $2.4B | $1.3B | $278M | $10M | 1.61% | 17.09% | 3.41% | 0.00% |
| Q3 2023 | $2.8B | $2.5B | $1.3B | $261M | $12M | 1.67% | 18.15% | 3.44% | 0.00% |
| Q2 2023 | $2.6B | $2.3B | $1.3B | $255M | $10M | 1.67% | 18.26% | 3.43% | 0.01% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.