Macatawa Bank
Legal institution: Macatawa Bank, National Association. Headquartered in Holland, MI. Part of Wintrust Financial Corporation. FDIC certificate #34618 · Federal Reserve RSSD 2634351.
Total assets
$3.5B
Deposits
$2.9B
Q1 2026
Active branches
28
Closings since Jan 2020
1
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$18M
Return on assets
1.98%
Return on equity
12.63%
Noncurrent loan rate
0.18%
Deposits by year (Summary of Deposits)
22019
22020
32021
32022
22023
22024
32025
Values in $ billions, June 30 of each year.
Closings by year
12025
Other network changes since 2020
- 1 branch relocations
- December 1, 2024: legal name changed from “Macatawa Bank” to “Macatawa Bank, National Association”
Branches by state
Recent closings
- 815 E MAIN AVE · closed December 1, 2025
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.macatawabank.com.