Locus Bank, Inc. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $345M | $239M | $288M | $73M | $1M | 1.25% | 5.90% | 3.52% | 0.65% |
| Q4 2025 | $344M | $244M | $276M | $72M | $817K | 1.14% | 5.46% | 3.44% | 0.79% |
| Q3 2025 | $341M | $240M | $273M | $72M | $1M | 1.21% | 5.78% | 3.42% | 0.60% |
| Q2 2025 | $332M | $234M | $271M | $71M | $928K | 1.03% | 4.95% | 3.42% | 0.64% |
| Q1 2025 | $335M | $232M | $275M | $70M | $799K | 0.95% | 4.61% | 3.33% | 1.02% |
| Q4 2024 | $337M | $236M | $261M | $69M | $1M | 0.97% | 4.59% | 3.00% | 1.11% |
| Q3 2024 | $327M | $227M | $268M | $69M | $966K | 0.83% | 3.90% | 2.94% | 1.30% |
| Q2 2024 | $315M | $205M | $256M | $68M | $356K | 0.64% | 3.01% | 2.97% | 1.83% |
| Q1 2024 | $320M | $217M | $258M | $67M | $652K | 0.82% | 3.90% | 3.03% | 1.19% |
| Q4 2023 | $313M | $211M | $256M | $67M | $644K | 0.58% | 2.51% | 3.18% | 1.37% |
| Q3 2023 | $295M | $184M | $239M | $66M | $851K | 0.48% | 2.05% | 3.21% | 1.25% |
| Q2 2023 | $279M | $182M | $224M | $65M | $54K | 0.11% | 0.47% | 3.15% | 1.28% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.