BranchWatch

Locus Bank, Inc.

Headquartered in Richmond, VA. Part of Locus. FDIC certificate #58658 · Federal Reserve RSSD 3626858.

Total assets
$345M
Deposits
$239M
Q1 2026
Active branches
2
Closings since Jan 2020
0
0 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$1M
Return on assets
1.25%
Return on equity
5.90%
Noncurrent loan rate
0.65%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Other network changes since 2020

  • September 5, 2023: legal name changed from “VCC Bank” to “Locus Bank, Inc.”

Branches by state

Virginia 2

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: locusimpact.org.