Live Oak Banking Company quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $15.2B | $14.0B | $12.4B | $1.2B | $34M | 0.89% | 11.66% | 3.32% | 4.00% |
| Q4 2025 | $15.1B | $13.8B | $12.2B | $1.1B | $46M | 0.82% | 10.95% | 3.40% | 4.53% |
| Q3 2025 | $14.6B | $13.4B | $11.7B | $1.1B | $30M | 0.67% | 8.94% | 3.36% | 4.33% |
| Q2 2025 | $13.7B | $12.6B | $11.2B | $1.0B | $26M | 0.59% | 7.80% | 3.33% | 4.08% |
| Q1 2025 | $13.5B | $12.4B | $10.9B | $1.0B | $13M | 0.40% | 5.35% | 3.24% | 4.43% |
| Q4 2024 | $12.9B | $11.8B | $10.4B | $970M | $13M | 0.71% | 9.33% | 3.36% | 3.48% |
| Q3 2024 | $12.5B | $11.5B | $10.0B | $975M | $15M | 0.81% | 10.73% | 3.38% | 2.69% |
| Q2 2024 | $11.8B | $10.8B | $9.4B | $927M | $29M | 0.99% | 13.14% | 3.38% | 2.32% |
| Q1 2024 | $11.4B | $10.5B | $9.1B | $891M | $28M | 0.99% | 13.55% | 3.38% | 2.21% |
| Q4 2023 | $11.2B | $10.4B | $8.9B | $766M | $18M | 0.74% | 11.19% | 3.47% | 2.03% |
| Q3 2023 | $10.9B | $10.1B | $8.7B | $710M | $41M | 0.77% | 11.72% | 3.49% | 1.65% |
| Q2 2023 | $10.7B | $10.0B | $8.2B | $691M | $18M | 0.37% | 5.60% | 3.46% | 1.97% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.