BranchWatch

Live Oak Banking Company

Headquartered in Wilmington, NC. Part of Live Oak Bancshares, Inc. FDIC certificate #58665 · Federal Reserve RSSD 3650808.

Total assets
$15.2B
Deposits
$14.0B
Q1 2026
Active branches
1
Closings since Jan 2020
0
0 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$34M
Return on assets
0.89%
Return on equity
11.66%
Noncurrent loan rate
4.00%

Deposits by year (Summary of Deposits)

4
2019
6
2020
7
2021
8
2022
10
2023
11
2024
13
2025

Values in $ billions, June 30 of each year.

Branches by state

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.liveoak.bank.