Lake Central Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $282M | $250M | $184M | $29M | $2M | 2.39% | 22.80% | 4.34% | 0.05% |
| Q4 2025 | $287M | $246M | $188M | $31M | $2M | 1.91% | 19.66% | 4.17% | 0.04% |
| Q3 2025 | $288M | $242M | $177M | $29M | $2M | 1.84% | 19.39% | 4.09% | 0.06% |
| Q2 2025 | $280M | $238M | $169M | $26M | $1M | 1.70% | 18.25% | 4.08% | 0.07% |
| Q1 2025 | $270M | $242M | $160M | $26M | $1M | 1.57% | 16.98% | 4.08% | 0.08% |
| Q4 2024 | $277M | $245M | $161M | $25M | $1M | 1.53% | 17.63% | 3.62% | 0.18% |
| Q3 2024 | $278M | $243M | $158M | $27M | $1M | 1.48% | 17.21% | 3.49% | 0.14% |
| Q2 2024 | $272M | $238M | $152M | $23M | $1M | 1.39% | 16.79% | 3.46% | 0.07% |
| Q1 2024 | $217M | $192M | $110M | $13M | $670K | 1.23% | 19.81% | 3.16% | 0.03% |
| Q4 2023 | $218M | $195M | $110M | $14M | $881K | 1.25% | 17.61% | 3.17% | 0.06% |
| Q3 2023 | $217M | $205M | $116M | $10M | $581K | 1.12% | 15.29% | 3.12% | 0.09% |
| Q2 2023 | $209M | $191M | $108M | $17M | $519K | 1.13% | 13.87% | 3.16% | 0.03% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.