BranchWatch

Lake Central Bank

Headquartered in Annandale, MN. Part of Lake Central Financial, Inc. FDIC certificate #10989 · Federal Reserve RSSD 269058.

Total assets
$282M
Deposits
$250M
Q1 2026
Active branches
3
Closings since Jan 2020
0
0 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$2M
Return on assets
2.39%
Return on equity
22.80%
Noncurrent loan rate
0.05%

Deposits by year (Summary of Deposits)

0
2019
0
2020
0
2021
0
2022
0
2023
0
2024
0
2025

Values in $ billions, June 30 of each year.

Other network changes since 2020

  • 1 branches acquired through purchases or mergers

Branches by state

Minnesota 3

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.lakecentral.bank.