Frost Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $52.8B | $43.2B | $22.1B | $4.5B | $174M | 1.31% | 15.35% | 3.61% | 0.39% |
| Q4 2025 | $53.1B | $43.3B | $21.6B | $4.5B | $169M | 1.26% | 15.85% | 3.62% | 0.42% |
| Q3 2025 | $52.6B | $42.9B | $21.2B | $4.4B | $177M | 1.26% | 16.09% | 3.59% | 0.26% |
| Q2 2025 | $51.5B | $42.2B | $21.0B | $4.1B | $161M | 1.21% | 15.88% | 3.55% | 0.52% |
| Q1 2025 | $52.1B | $42.9B | $20.6B | $4.0B | $154M | 1.18% | 15.76% | 3.48% | 0.47% |
| Q4 2024 | $52.6B | $43.1B | $20.5B | $3.8B | $158M | 1.18% | 16.00% | 3.47% | 0.46% |
| Q3 2024 | $51.1B | $42.2B | $19.8B | $4.1B | $150M | 1.17% | 15.77% | 3.47% | 0.56% |
| Q2 2024 | $48.9B | $40.7B | $19.7B | $3.6B | $150M | 1.16% | 16.11% | 3.46% | 0.44% |
| Q1 2024 | $49.6B | $41.2B | $19.1B | $3.6B | $139M | 1.11% | 15.52% | 3.40% | 0.57% |
| Q4 2023 | $51.0B | $42.4B | $18.6B | $3.6B | $106M | 1.21% | 18.80% | 3.37% | 0.40% |
| Q3 2023 | $48.8B | $41.4B | $18.2B | $2.9B | $159M | 1.34% | 21.32% | 3.37% | 0.45% |
| Q2 2023 | $48.7B | $41.1B | $17.5B | $3.3B | $166M | 1.36% | 21.35% | 3.35% | 0.45% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.