Farmers & Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.4B | $1.3B | $893M | $110M | $3M | 0.94% | 12.04% | 3.59% | 0.54% |
| Q4 2025 | $1.4B | $1.3B | $882M | $108M | $3M | 0.85% | 11.56% | 3.42% | 0.68% |
| Q3 2025 | $1.4B | $1.2B | $866M | $103M | $3M | 0.82% | 11.49% | 3.37% | 0.85% |
| Q2 2025 | $1.3B | $1.2B | $843M | $96M | $3M | 0.80% | 11.40% | 3.35% | 0.90% |
| Q1 2025 | $1.3B | $1.2B | $820M | $93M | $2M | 0.74% | 10.70% | 3.18% | 1.08% |
| Q4 2024 | $1.3B | $1.2B | $834M | $88M | $2M | 0.56% | 8.61% | 2.84% | 0.84% |
| Q3 2024 | $1.3B | $1.2B | $825M | $92M | $769K | 0.51% | 8.00% | 2.76% | 0.79% |
| Q2 2024 | $1.3B | $1.2B | $822M | $84M | $3M | 0.65% | 10.50% | 2.75% | 0.91% |
| Q1 2024 | $1.3B | $1.2B | $819M | $80M | $1M | 0.40% | 6.44% | 2.74% | 0.76% |
| Q4 2023 | $1.3B | $1.1B | $815M | $80M | $524K | 0.25% | 4.33% | 2.75% | 0.79% |
| Q3 2023 | $1.3B | $1.1B | $798M | $68M | $1M | 0.28% | 4.95% | 2.74% | 0.44% |
| Q2 2023 | $1.3B | $1.1B | $768M | $73M | $306K | 0.25% | 4.42% | 2.74% | 0.26% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.