BranchWatch

Farmers & Merchants Bank

Headquartered in Timberville, VA. Part of F & M Bank Corp. FDIC certificate #8668 · Federal Reserve RSSD 713926.

Total assets
$1.4B
Deposits
$1.3B
Q1 2026
Active branches
16
Closings since Jan 2020
3
4 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$3M
Return on assets
0.94%
Return on equity
12.04%
Noncurrent loan rate
0.54%

Deposits by year (Summary of Deposits)

1
2019
1
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Closings by year

3
2020

Openings by year

2
2021
1
2023
1
2026

Other network changes since 2020

  • 1 branches acquired through purchases or mergers

Branches by state

Virginia 16

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.FMBankVA.com.