Farmers and Merchants Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $863M | $712M | $629M | $77M | $2M | 0.95% | 10.73% | 3.47% | 0.01% |
| Q4 2025 | $872M | $722M | $634M | $76M | $2M | 0.75% | 8.96% | 3.16% | 0.00% |
| Q3 2025 | $870M | $737M | $622M | $72M | $2M | 0.69% | 8.44% | 3.08% | 0.20% |
| Q2 2025 | $842M | $750M | $616M | $69M | $1M | 0.61% | 7.42% | 3.01% | 0.09% |
| Q1 2025 | $817M | $737M | $600M | $69M | $1M | 0.59% | 7.28% | 2.89% | 0.43% |
| Q4 2024 | $845M | $760M | $583M | $67M | $1M | 0.59% | 7.12% | 2.82% | 0.07% |
| Q3 2024 | $818M | $675M | $572M | $70M | $1M | 0.62% | 7.47% | 2.81% | 0.07% |
| Q2 2024 | $798M | $652M | $546M | $66M | $1M | 0.62% | 7.59% | 2.84% | 0.07% |
| Q1 2024 | $794M | $657M | $537M | $65M | $1M | 0.65% | 8.03% | 2.85% | 0.12% |
| Q4 2023 | $800M | $682M | $523M | $65M | $2M | 0.92% | 10.92% | 3.18% | 0.12% |
| Q3 2023 | $757M | $646M | $526M | $61M | $2M | 0.97% | 11.30% | 3.25% | 0.12% |
| Q2 2023 | $730M | $634M | $531M | $63M | $2M | 1.04% | 11.91% | 3.35% | 0.12% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.