Farmers and Merchants Bank
Headquartered in Upperco, MD. Part of Farmers and Merchants Bancshares, Inc. FDIC certificate #1895 · Federal Reserve RSSD 891226.
Total assets
$863M
Deposits
$712M
Q1 2026
Active branches
9
Closings since Jan 2020
2
1 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$2M
Return on assets
0.95%
Return on equity
10.73%
Noncurrent loan rate
0.01%
Deposits by year (Summary of Deposits)
02019
02020
12021
12022
12023
12024
12025
Values in $ billions, June 30 of each year.
Closings by year
12020
12021
Openings by year
12024
Other network changes since 2020
- 2 branches acquired through purchases or mergers
Branches by state
Recent closings
- 4730 ATRIUM COURT · closed April 12, 2021
- 1010 BALTIMORE BOULEVARD · closed December 4, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.fmb1919.bank.