Cornerstone Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.8B | $1.5B | $1.3B | $144M | $6M | 1.27% | 15.72% | 4.07% | 1.51% |
| Q4 2025 | $1.8B | $1.6B | $1.2B | $141M | $6M | 1.35% | 19.12% | 3.90% | 1.05% |
| Q3 2025 | $1.8B | $1.6B | $1.3B | $133M | $6M | 1.34% | 19.65% | 3.84% | 0.69% |
| Q2 2025 | $1.8B | $1.6B | $1.3B | $124M | $5M | 1.35% | 20.49% | 3.71% | 0.81% |
| Q1 2025 | $1.8B | $1.6B | $1.2B | $117M | $7M | 1.51% | 23.86% | 3.55% | 0.39% |
| Q4 2024 | $1.7B | $1.6B | $1.2B | $107M | $4M | 1.32% | 21.34% | 3.48% | 0.16% |
| Q3 2024 | $1.6B | $1.5B | $1.2B | $107M | $3M | 1.44% | 23.26% | 3.45% | 0.24% |
| Q2 2024 | $1.6B | $1.4B | $1.1B | $97M | $3M | 1.79% | 29.62% | 3.39% | 0.28% |
| Q1 2024 | $1.5B | $1.4B | $1.1B | $94M | $11M | 2.89% | 48.59% | 3.30% | 0.57% |
| Q4 2023 | $1.5B | $1.4B | $1.1B | $86M | $4M | 1.12% | 19.93% | 3.63% | 0.62% |
| Q3 2023 | $1.5B | $1.4B | $1.0B | $75M | $4M | 1.11% | 20.06% | 3.67% | 0.98% |
| Q2 2023 | $1.4B | $1.2B | $1.0B | $77M | $4M | 1.17% | 20.31% | 3.81% | 1.08% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.