BranchWatch

Cornerstone Bank

Headquartered in Fargo, ND. Part of Cornerstone Holding Company, Inc. FDIC certificate #13198 · Federal Reserve RSSD 879457.

Total assets
$1.8B
Deposits
$1.5B
Q1 2026
Active branches
13
Closings since Jan 2020
4
5 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$6M
Return on assets
1.27%
Return on equity
15.72%
Noncurrent loan rate
1.51%

Deposits by year (Summary of Deposits)

1
2019
1
2020
1
2021
1
2022
1
2023
1
2024
2
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2021
1
2022
1
2023
1
2024

Openings by year

3
2022
2
2026

Other network changes since 2020

  • 2 branch relocations

Branches by state

North Dakota 10South Dakota 3

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.cornerstone.bank.