Citizens State Bank of Luling quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $64M | $51M | $50M | $12M | $78K | 0.49% | 2.69% | 5.28% | 7.36% |
| Q4 2025 | $63M | $51M | $51M | $12M | $130K | 0.89% | 5.45% | 5.72% | 7.35% |
| Q3 2025 | $68M | $56M | $53M | $12M | $174K | 0.91% | 5.77% | 5.64% | 1.22% |
| Q2 2025 | $69M | $55M | $57M | $11M | $153K | 0.86% | 5.57% | 5.55% | 1.24% |
| Q1 2025 | $69M | $58M | $56M | $11M | $147K | 0.84% | 5.60% | 5.46% | 0.05% |
| Q4 2024 | $70M | $60M | $55M | $10M | $280K | 1.07% | 7.52% | 5.43% | 0.05% |
| Q3 2024 | $72M | $62M | $51M | $10M | $160K | 0.89% | 6.34% | 5.23% | 1.11% |
| Q2 2024 | $70M | $60M | $49M | $10M | $159K | 0.89% | 6.36% | 5.22% | 1.19% |
| Q1 2024 | $70M | $60M | $53M | $10M | $150K | 0.87% | 6.22% | 5.23% | 1.09% |
| Q4 2023 | $68M | $56M | $54M | $10M | $116K | 0.78% | 5.61% | 4.88% | 0.07% |
| Q3 2023 | $69M | $58M | $53M | $9M | $140K | 0.81% | 5.88% | 4.83% | 0.07% |
| Q2 2023 | $69M | $58M | $54M | $9M | $134K | 0.81% | 5.84% | 4.73% | 0.06% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.