Citizens State Bank of Luling
Headquartered in Luling, TX. Part of Spector Holdings Management, L.L.C. FDIC certificate #10327 · Federal Reserve RSSD 954653.
Total assets
$64M
Deposits
$51M
Q1 2026
Active branches
2
Closings since Jan 2020
0
0 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$78K
Return on assets
0.49%
Return on equity
2.69%
Noncurrent loan rate
7.36%
Deposits by year (Summary of Deposits)
02019
02020
02021
02022
02023
02024
02025
Values in $ billions, June 30 of each year.
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.csbsa.com.