Citizens and Farmers Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.8B | $2.4B | $2.1B | $316M | $8M | 1.14% | 10.01% | 4.45% | 0.10% |
| Q4 2025 | $2.7B | $2.4B | $2.1B | $314M | $8M | 1.15% | 10.60% | 4.45% | 0.10% |
| Q3 2025 | $2.7B | $2.3B | $2.0B | $307M | $8M | 1.16% | 10.79% | 4.43% | 0.13% |
| Q2 2025 | $2.7B | $2.3B | $2.0B | $296M | $9M | 1.12% | 10.72% | 4.37% | 0.09% |
| Q1 2025 | $2.6B | $2.2B | $1.9B | $266M | $6M | 0.94% | 9.28% | 4.29% | 0.12% |
| Q4 2024 | $2.5B | $2.2B | $1.9B | $256M | $7M | 0.91% | 9.07% | 4.33% | 0.07% |
| Q3 2024 | $2.5B | $2.1B | $1.9B | $258M | $6M | 0.86% | 8.55% | 4.31% | 0.10% |
| Q2 2024 | $2.5B | $2.1B | $1.9B | $247M | $6M | 0.80% | 8.02% | 4.31% | 0.11% |
| Q1 2024 | $2.4B | $2.1B | $1.8B | $243M | $4M | 0.67% | 6.73% | 4.31% | 0.09% |
| Q4 2023 | $2.4B | $2.1B | $1.7B | $243M | $6M | 1.09% | 11.48% | 4.58% | 0.08% |
| Q3 2023 | $2.4B | $2.0B | $1.7B | $225M | $6M | 1.14% | 12.17% | 4.59% | 0.10% |
| Q2 2023 | $2.4B | $2.0B | $1.7B | $226M | $7M | 1.18% | 12.54% | 4.60% | 0.08% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.