Citizens and Farmers Bank
Headquartered in West Point, VA. Part of C&F Financial Corporation. FDIC certificate #10363 · Federal Reserve RSSD 928421.
Total assets
$2.8B
Deposits
$2.4B
Q1 2026
Active branches
32
Closings since Jan 2020
3
5 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$8M
Return on assets
1.14%
Return on equity
10.01%
Noncurrent loan rate
0.10%
Deposits by year (Summary of Deposits)
12019
22020
22021
22022
22023
22024
22025
Values in $ billions, June 30 of each year.
Closings by year
12020
12022
12024
Openings by year
22020
12022
12024
12026
Other network changes since 2020
- 3 branch relocations
- 5 branches acquired through purchases or mergers
Branches by state
Recent closings
- Citizens and Farmers Bank — Hampton, VAbank exits city1927 C AND F DR · closed December 6, 2024
- 5082 JAMES MADISON HIGHWAY · closed April 29, 2022
- 802 MAIN ST · closed October 16, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.cffc.com.