Central Bank & Trust Co. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $4.0B | $3.1B | $2.9B | $490M | $12M | 1.23% | 10.02% | 3.95% | 0.21% |
| Q4 2025 | $3.9B | $3.1B | $2.9B | $482M | $10M | 1.16% | 9.64% | 3.98% | 0.19% |
| Q3 2025 | $3.9B | $3.1B | $2.8B | $471M | $12M | 1.21% | 10.13% | 3.97% | 0.17% |
| Q2 2025 | $3.8B | $2.9B | $2.8B | $457M | $12M | 1.18% | 9.87% | 3.95% | 0.18% |
| Q1 2025 | $3.7B | $2.9B | $2.8B | $445M | $10M | 1.13% | 9.49% | 3.91% | 0.19% |
| Q4 2024 | $3.6B | $2.9B | $2.8B | $433M | $10M | 1.04% | 8.91% | 3.92% | 0.22% |
| Q3 2024 | $3.6B | $2.8B | $2.8B | $425M | $10M | 1.01% | 8.71% | 3.90% | 0.23% |
| Q2 2024 | $3.6B | $2.8B | $2.8B | $410M | $9M | 0.96% | 8.40% | 3.86% | 0.23% |
| Q1 2024 | $3.5B | $2.8B | $2.7B | $400M | $8M | 0.93% | 8.08% | 3.86% | 0.25% |
| Q4 2023 | $3.4B | $2.7B | $2.7B | $393M | $8M | 0.95% | 9.17% | 3.78% | 0.25% |
| Q3 2023 | $3.6B | $2.7B | $2.6B | $380M | $8M | 0.97% | 9.59% | 3.79% | 0.28% |
| Q2 2023 | $3.6B | $2.7B | $2.5B | $371M | $9M | 0.99% | 9.93% | 3.85% | 0.31% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.