Central Bank & Trust Co.
Headquartered in Lexington, KY. Part of Central Bancshares, Inc. FDIC certificate #15815 · Federal Reserve RSSD 1007015.
Total assets
$4.0B
Deposits
$3.1B
Q1 2026
Active branches
29
Closings since Jan 2020
0
1 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$12M
Return on assets
1.23%
Return on equity
10.02%
Noncurrent loan rate
0.21%
Deposits by year (Summary of Deposits)
22019
32020
32021
32022
32023
32024
32025
Values in $ billions, June 30 of each year.
Openings by year
12026
Other network changes since 2020
- January 31, 2025: legal name changed from “Central Bank & Trust Company” to “Central Bank & Trust Co.”
Branches by state
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.centralbank.com.