Carolina Bank & Trust Co. quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $831M | $714M | $588M | $109M | $4M | 1.68% | 13.45% | 4.07% | 0.46% |
| Q4 2025 | $886M | $774M | $580M | $106M | $3M | 1.51% | 12.19% | 4.05% | 0.35% |
| Q3 2025 | $832M | $721M | $575M | $103M | $3M | 1.53% | 12.21% | 4.02% | 0.34% |
| Q2 2025 | $806M | $699M | $578M | $100M | $3M | 1.49% | 11.90% | 3.99% | 0.38% |
| Q1 2025 | $763M | $656M | $580M | $99M | $3M | 1.35% | 10.70% | 3.88% | 0.31% |
| Q4 2024 | $785M | $682M | $575M | $96M | $3M | 1.46% | 11.69% | 4.00% | 0.37% |
| Q3 2024 | $742M | $636M | $586M | $95M | $3M | 1.42% | 11.36% | 4.01% | 0.41% |
| Q2 2024 | $726M | $627M | $574M | $93M | $3M | 1.39% | 11.16% | 3.99% | 0.34% |
| Q1 2024 | $721M | $617M | $561M | $92M | $3M | 1.38% | 11.20% | 4.01% | 0.46% |
| Q4 2023 | $751M | $656M | $531M | $89M | $3M | 1.48% | 13.16% | 3.85% | 0.40% |
| Q3 2023 | $720M | $628M | $513M | $86M | $3M | 1.49% | 13.37% | 3.84% | 0.48% |
| Q2 2023 | $754M | $662M | $497M | $86M | $3M | 1.45% | 13.40% | 3.80% | 0.45% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.