BranchWatch

Carolina Bank & Trust Co.

Headquartered in Lamar, SC. Part of First Carolina Bancshares Corporation. FDIC certificate #16723 · Federal Reserve RSSD 355120.

Total assets
$831M
Deposits
$714M
Q1 2026
Active branches
14
Closings since Jan 2020
1
0 openings since Jan 2020
All locations →Quarterly financials →

Financial snapshot — Q1 2026

All quarters →
Net income (quarter)
$4M
Return on assets
1.68%
Return on equity
13.45%
Noncurrent loan rate
0.46%

Deposits by year (Summary of Deposits)

0
2019
0
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2022

Other network changes since 2020

  • 2 branch relocations

Branches by state

South Carolina 14

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.carolinabank.net.