Beneficial State Bank quarterly financials
As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.
| Quarter | Assets | Deposits | Net loans | Equity | Net income | ROA | ROE | NIM | Noncurrent |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $2.0B | $1.7B | $1.5B | $184M | $-1703K | -0.34% | -3.67% | 4.00% | 2.79% |
| Q4 2025 | $2.0B | $1.7B | $1.5B | $187M | $-1893K | 0.15% | 1.56% | 3.92% | 2.16% |
| Q3 2025 | $1.9B | $1.6B | $1.3B | $186M | $3M | 0.33% | 3.51% | 3.91% | 2.35% |
| Q2 2025 | $2.0B | $1.7B | $1.3B | $179M | $2M | 0.15% | 1.67% | 3.86% | 1.52% |
| Q1 2025 | $1.9B | $1.6B | $1.3B | $177M | $-683K | -0.14% | -1.56% | 3.71% | 2.07% |
| Q4 2024 | $1.9B | $1.7B | $1.3B | $174M | $1M | 0.50% | 5.37% | 3.99% | 1.40% |
| Q3 2024 | $1.9B | $1.6B | $1.2B | $182M | $4M | 0.58% | 6.20% | 3.95% | 1.43% |
| Q2 2024 | $1.8B | $1.5B | $1.3B | $170M | $3M | 0.40% | 4.27% | 3.87% | 1.48% |
| Q1 2024 | $1.8B | $1.5B | $1.2B | $166M | $580K | 0.13% | 1.40% | 3.79% | 1.60% |
| Q4 2023 | $1.8B | $1.5B | $1.2B | $166M | $545K | 0.39% | 4.74% | 3.93% | 1.64% |
| Q3 2023 | $1.8B | $1.6B | $1.2B | $154M | $4M | 0.49% | 6.02% | 3.94% | 1.67% |
| Q2 2023 | $1.8B | $1.5B | $1.2B | $158M | $2M | 0.28% | 3.48% | 3.94% | 1.72% |
Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.