Beneficial State Bank
Headquartered in Oakland, CA. Part of Beneficial State Foundation. FDIC certificate #58490 · Federal Reserve RSSD 3608751.
Total assets
$2.0B
Deposits
$1.7B
Q1 2026
Active branches
9
Closings since Jan 2020
8
1 openings since Jan 2020
Financial snapshot — Q1 2026
All quarters →Net income (quarter)
$-1703K
Return on assets
-0.34%
Return on equity
-3.67%
Noncurrent loan rate
2.79%
Deposits by year (Summary of Deposits)
12019
12020
12021
22022
22023
22024
22025
Values in $ billions, June 30 of each year.
Closings by year
82020
Openings by year
12020
Other network changes since 2020
- 3 branch relocations
Branches by state
Recent closings
- Beneficial State Bank — Bakersfield, CAbank exits city3401 PACHECO RD, STE A · closed December 31, 2020
- 8040 N. LOMBARD · closed December 31, 2020
- Beneficial State Bank — Visalia, CAbank exits city4025 WEST CALDWELL AVE. · closed December 31, 2020
- 268 N. MAIN STREET · closed December 31, 2020
- Beneficial State Bank — Santa Rosa, CAbank exits city804 FOURTH STREET · closed December 31, 2020
- 1101 SW WASHINGTON STREET · closed September 4, 2020
- 980 9TH ST · closed May 5, 2020
- Beneficial State Bank — Modesto, CAbank exits city4623 MCHENRY AVE, STE. C · closed January 31, 2020
All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.beneficialstatebank.com.