BranchWatch

BayFirst National Bank

BayFirst National Bank quarterly financials

As reported to the FDIC. Dollar values are period-end balances. Net income is for the single quarter, derived from the FDIC's year-to-date figures by subtracting the prior quarter's report. Ratios (ROA, ROE, NIM) are FDIC-computed annualized year-to-date values.

QuarterAssetsDepositsNet loansEquityNet incomeROAROENIMNoncurrent
Q1 2026$1.2B$1.1B$910M$88M$-5458K-1.75%-24.07%3.40%2.46%
Q4 2025$1.3B$1.2B$942M$93M$-2298K-1.68%-20.58%3.89%2.68%
Q3 2025$1.3B$1.2B$1.1B$96M$-18665K-2.01%-23.81%3.91%2.39%
Q2 2025$1.3B$1.2B$1.1B$114M$-983K-0.18%-2.00%3.99%2.10%
Q1 2025$1.3B$1.1B$1.1B$117M$-176K-0.05%-0.60%3.81%2.46%
Q4 2024$1.3B$1.1B$1.1B$118M$10M1.10%12.02%3.55%1.79%
Q3 2024$1.2B$1.1B$1.0B$109M$1M0.37%4.04%3.48%1.63%
Q2 2024$1.2B$1.0B$994M$108M$871K0.34%3.68%3.49%1.38%
Q1 2024$1.1B$1.0B$923M$108M$1M0.39%4.13%3.50%1.14%
Q4 2023$1.1B$986M$902M$108M$2M0.63%6.70%3.85%1.14%
Q3 2023$1.1B$1.0B$867M$102M$2M0.62%6.54%3.93%1.24%
Q2 2023$1.1B$946M$825M$99M$2M0.53%5.50%4.21%1.12%

Transcribed from FDIC BankFind Suite quarterly financial data (Call Report-derived). Income in Call Reports is filed year-to-date; per-quarter net income shown here is the difference between consecutive reports within the same year. NIM = net interest margin; “Noncurrent” = noncurrent loans as a share of total loans. These figures describe reported financials only and are not a safety rating or a prediction about the institution.