BranchWatch

BayFirst National Bank

Headquartered in Saint Petersburg, FL. Part of Bayfirst Financial Corp. FDIC certificate #34997 · Federal Reserve RSSD 2771694.

Total assets
$1.2B
Deposits
$1.1B
Q1 2026
Active branches
11
Closings since Jan 2020
1
7 openings since Jan 2020

Financial snapshot — Q1 2026

All quarters
Net income (quarter)
$-5458K
Return on assets
-1.75%
Return on equity
-24.07%
Noncurrent loan rate
2.46%

Deposits by year (Summary of Deposits)

0
2019
1
2020
1
2021
1
2022
1
2023
1
2024
1
2025

Values in $ billions, June 30 of each year.

Closings by year

1
2026

Openings by year

1
2020
1
2021
1
2022
3
2023
1
2024

Other network changes since 2020

  • 1 branch relocations
  • May 16, 2022: legal name changed from “First Home Bank” to “BayFirst National Bank”

Branches by state

Recent closings

All figures transcribed from FDIC BankFind Suite records: structure-change history, quarterly financial reports and the annual Summary of Deposits · bank site: www.bayfirstfinancial.com.